In general, the export trade, the more common is to take the goods CIF insurance, because insurance is a CIF seller of goods to buy things, the cost to own is the seller, in order to protect their own interests from losses of goods arrive safely guests Well, usually to buy copies of cargo insurance, FOB, EXW, CFR guests will generally buy their own goods, it is possible to buy his own contacts, or buy abroad, may also help it to buy the shipper, buyer's own cost to, of course, the seller of these three transactions can also be generous to send copies of cargo insurance to your guests, after all, spend a little money to buy the insurance, but it is worth noting to do is to take the FOB who insured the goods, how to operate? This is critical because improper operation but in some exceptional circumstances a loss, the insurance company will refuse payment, resulting in the purchase of insurance may also not be paid, CIF cargo, the shipper usually buy insurance, there is a situation should buy, who to buy, in fact, the shipper should buy, that is, goods FOB and CFR goods, these two goods to the consignee in a foreign country buy insurance or to find someone to help it buy the insurance (that the insured is Consignee in the case), delivery people or risk exists, because the FOB and CFR terms as the ship into the port of shipment to buyers and sellers of risk limits. That the goods cross the ship's rail in the port of shipment before the risks, including the loading dock or drop the goods when the damage caused by the sea, borne by the seller, so, to protect the goods from the shipper to the warehouse across the ship's rail at the port of shipment before the risk shipper is also necessary to this risk for their own goods buy insurance.
