1.CFR and FOB price conditions, the buyer after signing the contract (not the carrier or pre-shipment), although the goods do not have insurance benefits, does not affect the buyer to enter into insurance contracts with insurance, the insurance contract with the goods pass the ship's rail when the force;
(2) the buyer as the insured and the insurer's insurance contracts entered into, before the goods arrive at the risk of the ship's side, the buyer does not have insurance benefits;
3. The seller before the goods arrive at the ship's side, although the subject of insurance have insurance benefits, but the seller is not insurance, the insured person or legal holders, there is no right to claim (that the insurance company and the buyer there is a legally valid contractual relationship of the insurance , the seller no right to claim)
4.FOB transactions, the original buyer to resell the goods at the same time the transfer of cargo insurance policy (contract time), though the original FOB buyer (now the seller) at the time of the loss of insurance benefits, the transfer policy of the two sides reached an agreement, the transfer of effective policy ;
5 of the original buyer (now the seller) did not get in the bill of lading (does not have ownership of the goods, so I do not have ownership interest), the loading of the goods before or at the time, this time CIF contract of sale is not set, no buyer with CIF transfer of insurance policies to reach any agreement after the transfer, the policy does not work (the seller after the loss of insurance benefits, and no express or implied, before the transfer policy, the subsequent transfer, the policy null and void);
6 The actual number of insurance companies of China's general distribution or resale of goods, the termination of the insurance contract on their own (even if not sold to the destination specified in the policy), so this happens again renewed or otherwise insured
7. The buyer to reject the goods, the goods of the risk and title to the goods turn for the seller, the buyer lost insurance benefits, because there is no transfer of insurance buyers and sellers had an agreement, then, Purchaser insurance invalid;
8. The buyer to reject the goods, insurance benefits had rotation;
9.CIF sale, when the buyer to exercise the right to reject, to insurance policies, bills of lading and other relevant documents returned to the seller, or else lose the right to reject;
10 more cargo ship's side, because of the risk and insurance benefits to the buyer, the seller has no right to claim the insurer;
11 rejected the buyer because the insurance accident, insurance benefits replies to the seller, (although the seller has been transferred by endorsement) of this policy transfer is deemed not valid, the seller is also entitled to insurance benefits for a claim to the insurer.
